At Loansavvy.xyz, we understand the importance of protecting your privacy and the confidentiality of your personal information. This Privacy Policy describes the types of information we collect, how we use it, and the steps we take to protect it. We are committed to respecting your privacy and complying with all applicable data privacy laws and regulations.
Information We Collect
We collect several types of information from and about users of our Site:
- Information You Provide Directly: This includes information you provide when you:
- Fill out a form on our Site, such as a contact form or loan comparison request.
- Create an account (if applicable).
- Subscribe to our newsletter or email list.
- Participate in a survey, contest, or other promotional activity.
- Communicate with us by email, phone, or live chat.
- Information Collected Automatically: When you visit our Site, we may collect certain information automatically through cookies and similar technologies. This information may include:
- Your IP address.
- Your browser type and operating system.
- The referring website (if any).
- The pages you visit on our Site.
- The links you click on our Site.
- Your search queries on our Site.
- Your general location information.
- Information from Third-Party Sources: We may also collect information about you from third-party sources, such as public databases, social media platforms, and marketing partners. This information may include:
- Demographic information (such as age, gender, and income level).
- Interests and preferences.
- Publicly available information from social media profiles.
How We Use Your Information
We use the information we collect for a variety of purposes, including:
- To process your loan comparison requests and connect you with potential lenders.
- To provide you with information and resources about loans and other financial products.
- To personalize your experience on our Site.
- To improve our Site and the services we offer.
- To send you marketing communications, such as newsletters and promotional offers (with your consent).
- To respond to your inquiries and requests.
- To analyze trends and usage patterns on our Site.
- To comply with the law and enforce our Terms of Use.
Sharing Your Information
We may share your information with third parties in the following circumstances:
- With Potential Lenders: When you submit a loan comparison request on our Site, we may share your information with potential lenders who may be able to offer you a loan.
- We will only share your information with lenders that have agreed to comply with our data security standards.
- You will have the opportunity to review the privacy policies of each lender before you submit your loan application.
- With Service Providers: We may share your information with third-party service providers who help us operate and maintain our Site, such as web hosting providers, data analytics providers, and marketing partners. These service providers are obligated to use your information only for the purpose of providing services to us.
- As Required by Law: We may disclose your information if we are required to do so by law, such as in response to a court order or subpoena.
- In the Event of a Business Transfer: If we are involved in a merger, acquisition, or other business transaction, your information may be transferred to the new business owner.
Your Choices
You have choices regarding the information you provide to us and how we use it. You can:
- Opt Out of Marketing Communications: You can unsubscribe from our marketing communications at any time by clicking the “unsubscribe” link in any email you receive from us.
- Control Cookies: Most web browsers allow you to control cookies through their settings. You can block cookies altogether, or you can choose to be notified when a cookie is being set. However, blocking cookies may prevent you from using certain features of our Site.
Data Security
We take steps to protect your information from unauthorized access, use, or disclosure. These steps include:
- Using secure servers to store your information.
- Implementing security measures to prevent unauthorized access to your information.
- Regularly reviewing our data security practices.
Children’s Privacy
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and you believe that your child has provided us with personal information, please contact us. If we learn that we have collected personal information from a child under the age of 13, we will delete that information from our database.